Passive and Active Voice
Indonesian
govt continues to facilitate small businesses
The Indonesian government continues to facilitate the
development of small and medium enterprises (SMEs) which is one of the countrys
economic pillars in the private sector apart from cooperatives and state-owned
companies. In its efforts to develop SMEs, the government, since the launch of
a series of its economic policy packages last year, has included small
businesses as one of its targets in its efforts to improve the countrys
economic development. Among the economic packages which provides facilities for
the development of small businesses is the third package issued in October last
year which regulated the facility on how small businesses can get more access
to micro loans through the smallholders credit (KUR) scheme.
The government gave priority to export-oriented SMEs through
the smallholders export-oriented credit (KURBE) scheme. The Ministry of
Cooperatives and SMEs is convinced that the KURBE scheme will become the best
solution to cheap financing problem of SME players and cooperatives. "This
potential will be managed by the Indonesian Export Financing Institution
(LPEI). It is expected that there will be no longer problem for SMEs and
cooperatives with obtaining cheap financing credits because there is already
synergy among small businesses and the LPEI," deputy for financing affairs
of the Ministry of Cooperatives and SMEs, Braman Setyo, said in Jakarta on
Thursday (April 7).
Braman said that so far SMEs were constrained with financing
in their efforts to carry out exports. Therefore, sometime ago, the government
issued a policy package which specifically dealt with the smallholders
export-oriented scheme. "This facility is provided as stimulus for SMEs to
increase the competitive edges of their products," he said. Braman said
that through this credit facility the quality and added value of SMEs products
are expected to increase and improve. The KURBE system provides complete and
concerted export financing facilities, called export working capital credit
(KMKE) and export investment credit (KIE).
With an interest rate of nine percent (without subsidy),
this credit scheme will be distributed by the Indonesian Export Financing
Institution/LPEI (in this case the Exim Bank). "This credit will mature in
three years at the latest for the KMKE and or five years for the KIE. The
maximal ceiling of KURBE credit for micro businesses is Rp5 billion and for
small businesses is at Rp25 billion (maximally Rp15 billion if it is for KMKE)
while for middle-scale businesses is set at Rp50 billion (RP25 billion if it is
for KMKE)," he said. The export-oriented smallholders credit/KURBE is
mainly targeted at suppliers/plasm which support industry or at industry which
employs many workers.
"The smallholders export-oriented credit or KURBE is
different from the smallholders credit (KUR) scheme. Small businesses who want
to obtain KURBE credit facility should have partnership with companies that
have active export network," he said. This partnership will benefit small
business players through transfer of knowledge. Regarding the KUR scheme, the
government last October issued a third economic policy package to allow small
businesses to have ample access to KUR credits.
The third phase of the governments economic policy package
offers a chance to get micro loans (KUR) for entrepreneurs and for families
with routine income, who wish to do business in the productive sector. Chief
Presidential Communication Team leader Ari Dwipayana said in written statement
on that the third economic policy package included efforts to expand the recipients
of micro loans for small businesses, known as KUR. In order to widen banking
access for entrepreneurs through the KUR scheme, the government has lowered the
interest rate for KUR loans from about 22 percent to 12 percent late last year
and this the interest rate is lowered to nine percent.
The Ministry of Cooperatives and SMEs allocated this year
Rp100 trillion for KUR credits to micro, small and medium enterprises. This
credit fund is far higher this year compared with that in 2015 which was only Rp30
trillion. The credits will be distributed to SMEs to help them play their role
in the countrys economic development and growth. Therefore, SMEs should be
protected. According to former minister of cooperatives and small entrepreneur
development Subiakto Tjakrawerdaya, the micro and small enterprises should be
protected by the cooperatives. "The micro and small industry will be
affected by the implementation of the ASEAN Economic Community (AEC)," he
said on Thursday (April 7).
Meanwhile, the Vice Chairman of the National Economic and
Industry Committee (KEIN), Arif Budimanta said national micro and small
entrepreneurs could compete with other countries in the AEC. "Because
Indonesia has the largest market in ASEAN. We have about 250 million people.
The most important is local entrepreneurs must control the market," Arif
stated. Through cooperatives, the micro and small entrepreneurs would have
greater economic capital to develop their business. "The entrepreneurs
could reduce operating costs, risks, and expand the market," Subiakto
remarked. He said there are two problems for SMEs, namely market and capital.
The existence of the cooperative could reduce the problems, as well as
transform competition into a collective cooperation, he said
Kalimat Passive
Voice :
1.
Passive : The micro and small industry will be
affected by the implementation of the
ASEAN.
Active : ASEAN of implementation was affected the
micro and small industry.
2.
Passive
: The credits will be distributed to SMEs
Active : SMEs was distributed the credits
3.
Passive
: This pontential will be managed by the Indonesian export financing institution
Active : The Indonesian export financing institution
will manages the potential
4.
Passive
: With an interest rate of nine percent (without subsidy), this credit scheme
will
be distributed by the Indonesian Export Financing Institution/LPEI (in
this case the Exim Bank)
Active : The Indonesian Export Financing
Institution/LPEI will distributes the credit
cheme on nine percent interest rate (in
this case the Exim Bank)
5.
Passive
: The micro and small enterprises should be protected by the cooperatives
Actives : The cooperatives should protect the micro and small
enterprises
10
Kalimat Passive and Active :
Present Continuous
Active : Anita is writing the letter right
now
Passive : The letter is being written by
Anita
Active : My
mother cleans the kitchen once a week.
Passive : The kitchen clened by mother once
a week
Active : My father repaired the car yesterday
Passive
: The car was repaired by my
father
Simple past tense
Active : Fany wrote some poems last month
Passive : Some poems were written by Deby
last month
Active
: The thief stole
his parent’s car last night
Passive : His parent’s car was stolen by the
thief last night
Active : Father read newspaper yesterday.
Passive : Newspaper was read by father yesterday.
Present perfect continuous
Active : Recently, willy has been doing
the work
Passive : Recently the work has been being
done by wily
Active : Father has been reading newspaper this morning.
Passive : Newspaper has been being read by father this morning.
Past Perfect
Active : Father had read newspaper yesterday morning.
Passive : Newspaper had been read by father yesterday
morning.
Simple Present
Acitive
: Father reads
newspaper every day
Passive : Newspaper is read by father every day.
Komentar
Posting Komentar